🎂 Medicare
Turning 65? Let's make Medicare simple.
Medicare doesn't have to be confusing. We specialize in helping people just like you navigate their options — in English or Spanish.
Important: Collazo Financial Group is not affiliated with or endorsed by Medicare, CMS, or any government agency. We do not offer every plan available in your area. Currently we represent multiple organizations which offer Medicare products. Contact Medicare.gov or 1-800-MEDICARE (1-800-633-4227) for all options.
We Walk You Through Every Step
From your Initial Enrollment Period to Annual Enrollment — we're with you. We'll explain your options in plain language, compare plans side by side, and help you enroll with confidence.
As an independent agent, we work with multiple carriers to find the plan that fits your needs — not ours.
🎬 Watch Before You Call
Turning 65? Start Here.
Watch our quick overview of what you need to know about Medicare — no jargon, no pressure, just the facts.
Educational information only. Not connected with or endorsed by the U.S. government or the federal Medicare program.
Medicare Plan Options
Medicare is divided into four parts — A, B, C, and D. We'll help you understand which combination is right for you.
Part A — Hospital Insurance
Covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care. Most people pay no monthly premium for Part A.
Ask about Part APart B — Medical Insurance
Covers outpatient care, doctor visits, preventive services, lab tests, and durable medical equipment. Part B requires a standard monthly premium.
Ask about Part BPart C — Medicare Advantage
An all-in-one alternative to Original Medicare offered by private companies. Bundles Part A, B, and usually D. Many include dental, vision, hearing, and fitness.
Ask about Part CPart D — Prescription Drug Coverage
Adds prescription drug coverage to Original Medicare. We review your medications and find the plan that covers your drugs at the lowest cost.
Ask about Part DSmartSave Meds: Prescription Drug Savings Program
Our prescription savings program can help you reduce your out-of-pocket medication costs for a low monthly fee.
This is a paid prescription savings program (not insurance). A monthly membership fee applies.
You Don't Have to Figure This Out Alone
Medicare enrollment can feel overwhelming — there are dozens of plans, confusing deadlines, and penalties for missing windows. That's why we're here.
We sit down with you, review your medications, doctors, and budget, and match you with the best plan. Our service is free — we're paid by the insurance carriers, not you.
"No fuss, call Gus."
📅 Mark Your Calendar
Annual Enrollment Period
October 15 – December 7, 2026
This is your window to review, switch, or enroll in a Medicare Advantage or Part D plan for 2027. Don't wait until the last minute — book your free appointment now.
Book Your Free 60-Minute Medicare Review
During your appointment, we'll review your current coverage, compare plans side by side, and make sure you're getting the best value — in English or Spanish.
⚠️ Important Dates
What to have ready:
- ✅ Your current Medicare card
- ✅ List of prescription medications
- ✅ Names of your preferred doctors
- ✅ Any questions about your coverage
Our service is free — we're paid by the insurance carriers, not you. Hablamos español.
Get Medicare Help
Whether you're turning 65 soon or want to review your current plan, we're here to help.
Collazo Financial Group is a licensed independent insurance agency. We are not connected with or endorsed by the U.S. government or the federal Medicare program. Medicare has neither reviewed nor endorsed this information. Plan availability varies by region. Benefits, premiums, and cost-sharing may change on January 1 of each year.